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Surfing Travel Insurance
If you are planning a trip and will be Surfing, having a Travel Insurance policy before you leave your home is a good idea. To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk Summary of Cover Surfing (Amateur…
If you are planning a trip and will be Surfing, having a Travel Insurance policy before you leave your home is a good idea.
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
- Summary of Cover
- Surfing (Amateur Competition)
- Common Injuries Whilst Surfing
- Surfing Equipment
- Pre-Existing Medical Conditions
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payable does vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Important Points for JS Travel Insurance with Surfing Covered
1. A lot of travel insurance policies will not cover Surfing as an Activity. At JS Insurance we cover it as "Sole Purpose of your Trip " or if it is on an incidental basis. ( ie: you decide to do some surfing while you are away on holiday.
2. We cover your Surfboard in transit and if it is stolen to 1500 pounds with a |Single Article Limit of 750 pounds.
3. If you go away surfing more than once a year consider Annual Travel Insurance with Surfing covered. This will allow you unlimited surf days but restrict the duration of trips to 31 days each. It will allow you as many trips per year and you can surf as much as you like.
4. If you want your Surfboard covered whilst in use, this Travel insurance Policy does not cover it but we do have another broker who will. Please contact us for further details,
5. Make sure you research where you are going to surf and that it's within your ability.
6. If you are going away for more than 6 months and will be surfing we do have a broker who will cover you. Please contact us.
Surfing (Amateur Competition)
If you are participating in a Surfing (Amateur Competition) and require cover whilst on your trip, we can provide coverage through one of our providers, Adventures.
Please select Surfing, and you will be automatically covered for Surfing (Amateur Competition).
Common Injuries whilst Surfing
Surfing does come with the inherent risk of injury, so you must be fully protected with Travel Insurance before going on a Surfing holiday.
Some of the more common injuries that can be sustained as a result of Surfing include:
- There is the risk of collision, potentially with other surfers, their boards, rocks or reefs. This can cause anything from cuts and bruises to severe wounds, which then run the risk of being infected by any contaminated seawater.
- As with most Water Sports, there is always the risk of drowning when Surfing. While being a stronger swimmer may help reduce the risk of drowning, if caught in the wrong conditions or trying to surf waves that are too big for your level of expertise, drowning can be a real threat.
- Surfers can be carried away by rip currents, which are not always immediately tangible and can lurk even in calm waters.
- Marine life, such as sharks and jellyfish, can also seriously threaten surfers.
- There have also been cases of surfers being thrown towards the seabed, often after wiping out and being pushed under by their board and seriously injured or even killed due to the collision.
Surfing Equipment
You can rent a surfboard if you are not an experienced Surfer and want to try the sport on holiday. We cover Sports Equipment Hired to £1500
However, all those who regularly surf will likely own their surfboard. The right surfboard for you will depend on your height and level of experience. Again we cover Owned Sports Equipment to £1500 with a Single Article Limit of £750
Depending on the area and the time of year, Surfers can wear anything from board shorts/swimwear to full wet suits with boots, hoods and gloves to protect themselves from colder water.
Pre-Existing Medical Conditions
If you have been surfing before and may have had an injury or accident whilst participating in surfing, you must declare this when purchasing a policy.
We have several providers who can offer travel insurance, including Abseiling and if you have a pre-existing medical condition.
