Stroke Travel Insurance
If you have had a Stroke, you must have a Travel Insurance policy before leaving home.
To contact us by telephone, 0800 043 0020 / 01273 092 757.
Summary of Cover (per person)
Section & Cover | Silver | Gold | Platinum | |
---|---|---|---|---|
Cancellation or Curtailment | - | £2,000 | £5,000 | |
Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
Personal Liability | - | £2,000,000 | £2,000,000 | |
Personal Possessions | - | £2,000 | £3,000 | |
Personal Money | - | £400 | £400 | |
Delayed Departure | - | £100 | £100 | |
Missed Departure | - | £500 | £500 | |
Legal Expenses | - | £25,000 | £25,000 | |
Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
Overseas Return Quarantine | Included | Included | Included | |
Medical Excess* | £500 | £150 | Nil | |
Standard Excess* | £100 | £75 | Nil |
*Excess payable does vary depending on the claim benefit.
This Travel Insurance that covers a Stroke is provided by goodtogoinsurance.com. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Medical Questions
When getting a quote for Travel Insurance when you have had a Stroke, you will be asked several questions.
- How many Strokes have you had in total?
- How long ago was your last Stroke?
- How many Strokes have you had in the last six months?
- Are you awaiting surgery for this condition or for any scans to be performed?
- Do you currently use any Mobility Aids?
- Is your mobility worse now than it was twelve months ago?
- Have you had any Transient Ischaemic Attacks (mini-strokes) since your last Stroke?
- Do you suffer from an irregular heartbeat (Atrial Fibrillation)?
- Have you had an ablation procedure? (Uses a wire to destroy abnormal heart tissue)
- Are you on medication to thin the blood (not including aspirin)?
- Have you ever been a smoker?
Travel Advice
It can be challenging to arrange a holiday following a Stroke if the patient is left with significant health problems. Still, some companies specialise in catering for special travel requirements.
They can provide specialised transportation to and from your destination, adapted hotel rooms, mobility equipment, care assistants and even adventure activities.
Stroke patients are at an increased risk of deep-vein thrombosis when sitting still on a flight for a long time.
If possible, walk up and down the aisle regularly and move your legs and toes when seated.
Wearing lower-leg support stockings can also be beneficial, but they must be the correct size to be effective.
Remember to stay hydrated on the flight by drinking plenty of water and abstaining from alcoholic drinks.
Speak to your doctor regarding any specific travel issues you may need to consider.
Ischaemic Strokes
This is the most common type and accounts for approximately 80% of cases. They may be caused by a blood clot forming in one of the main arteries to the brain (cerebral thrombosis).
Alternatively, they may be caused by a blood clot forming elsewhere in the body (a cerebral embolism). The blood clot then travels into the arteries leading to the brain until it arrives at a blood vessel small enough to cause a blockage.
Haemorrhagic Strokes
This type of Stroke accounts for the remaining 20% of cases. These strokes are caused by blood vessels in or near the brain bursting and causing a haemorrhage.
This causes a build-up of pressure on the delicate brain tissue and leads to other brain areas being deprived of oxygen.
Strokes can happen to anyone, but nine out of ten occur in people over 55.
Certain risk factors increase the likelihood of a stroke, including high blood pressure, heart disease and diabetes.
You can reduce your risk of Stroke by eating a healthy diet (low in fat and salt, high in fruit and vegetables) and maintaining a healthy body weight.
Regular exercise, not smoking and not drinking excessive quantities of alcohol will also reduce your risk of Stroke.