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Scuba Diving (up to 40 metres) Travel Insurance
If you are planning a trip abroad and are going scuba diving (up to 40 metres), you must have a travel insurance policy before you leave your home. To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk Summary of Cover
If you are planning a trip abroad and are going scuba diving (up to 40 metres), you must have a travel insurance policy before you leave your home.
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
- Summary of Cover
- Scuba Diving (up to 40 metres)
- Common Injuries
- Scuba Diving Equipment
- Pre-Existing Medical Conditions
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Personal Liability | - | £2,000,000 | £2,000,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payables vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Significant differences when diving down to 40m from 30m
1. Increased pressure: It doubles what it is at 30m, so come back up slowly
2. It's colder, usually about 10C
3. Increase of Nitrogen - Be careful here, as this can cause dizziness and confusion.
4. The risk of the Bends increases the deeper you go.
Scuba Diving (up to 40 metres in depth )
People who want to dive deeper than 18 metres must be PADI qualified. Generally speaking, most recreational dives are up to 30 metres deep, meaning all participants must have a PADI certificate.
Depending on the official diving agencies of specific destinations, recreational dives are limited to 42 to 50 metres.
Simply put, 50 metres is as deep as you can go on a recreational dive anywhere worldwide, while 40 metres is limited to several specific destinations.
Provided you are diving with a certified Instructor or Guide, Scuba Diving is covered by your Travel Insurance to the confirmed depths per Certification Grade, as you can see below.
If you are qualified and are not Scuba Diving alone, you are covered when you stay within the guidelines of the particular training or diving training organisation or agency.
- PADI Open Water - 18 metres
- PADI Advanced Open Water - 30 metres
- BSAC Ocean Diver - 20 metres
- BSAC Sports Diver - 35 metres
- BSAC Dive Leader - 50 metres
Suppose you want to go scuba diving to a depth of 40 metres. In that case, our travel insurance will cover you only if you have a BSAC dive leader certification and stay within the applicable guidelines of the company, agency, or organisation you use.
Plane Wreck Diving
This is becoming quite popular, with divers diving and exploring aircraft on the ocean bed. These planes also create a reef for marine life. Some countries, like Turkey, deliberately sink aeroplanes for dive tourism.
Common Injuries
While Scuba Diving is an exciting and popular sport, it is possible to sustain injuries or illness when diving. Some of these include:
Thirty metres is the depth at which symptoms of Nitrogen Narcosis can occur, so when Diving up to 40 metres, you must pay attention to your body and your techniques and take breaks to let your body accommodate the pressure. At a depth of 40 metres, the risks are higher than at shallower depths.
Scuba Diving Equipment
If you are not an experienced Scuba Diver but want to explore the aquatic world whilst abroad, the necessary equipment should all be provided.
Some essential Scuba Equipment experienced drivers should equip themselves with include a mask, snorkel, fins, oxygen tank, wet suit, first-aid kit, tank pressure gauge, underwater compass and timer, diving knife, depth gauge, and underwater light.
Pre-Existing Medical Conditions
If you have pre-existing medical conditions and plan to participate in Scuba Diving (up to 40 metres), we can provide you with a policy.
Our provider (Adventures) can offer travel insurance, including Scuba Diving (up to 40 metres) if you have a pre-existing medical condition.
