/Gold/Gold%20Trusted%20Service%20Award%20-%20Badge%20-%201x1.png?width=481&name=Gold%20Trusted%20Service%20Award%20-%20Badge%20-%201x1.png){kind=spacer}
Loading Calculator
Off-Road Motorcycling Travel Insurance
Comprehensive travel insurance cover for Adventure/Enduro Motorcycling Guided Tours in Europe only. You must have a UK Licence for the CC engine of the bike you will be riding. The policy prohibits jumps, stunts, racing, and unguided activities. To contact us by telephone or email, 0800 043 0020 / 01273 092 757
Comprehensive travel insurance cover for Adventure/Enduro Motorcycling Guided Tours in Europe only.
You must have a UK Licence for the CC engine of the bike you will be riding.
The policy prohibits jumps, stunts, racing, and unguided activities.
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
Highlights of our Adventure/Enduro Motorcycling Guided Tour Cover:
- Emergency Medical and Repatriation up to £5,000.000
- Covers Search and Rescue benefit up to £50,000 (Gold and Platinum)
- It's a Travel Insurance policy that includes Adventure/Enduro Motorcycling Guided Tours in Europe only.
- Cover for an Enduro and Adventure riding holiday in Europe, being the sole purpose of your trip.
- No upper CC Limit (although you must have a UK licence to ride the CC bike you're riding)
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payables vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with its UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Commonly Asked Questions about this Enduro/Adventure Motorcycling Policy:
1. What happens if I have an accident whilst enduro riding?
If you are caught in a medical emergency whilst enduro riding and need medical attention, then the policy will cover Medical and Repatriation back to the UK up to £5,000,000 (all 3 levels of cover)
2. Will I be covered if I motorcycle without a guide?
No, you must be with a guide at all times. This policy is specifically designed to cover Enduro/Adventure motorcycling guided tours in Europe only.
3. Does the policy cover any Search and Rescue?
Yes, on all 3 levels of cover, it includes a unique benefit for Search and Rescue cover, on the Silver it's up to £25,000 and on the Gold/Platinum it's up to £50,000
4. Can I get an annual multi-trip policy for Enduro/Adventure Riding?
We offer Single or Annual Multi Trip policies for Enduro/Adventure Riding in Europe only, the annual policies allow a 31-day maximum trip length per trip.
5. Enduro/Adventure riding in a guided tour is the sole purpose of my trip; is this covered?
Yes, we cover the sole purpose of your trip being an enduro/adventure motorcycling trip.
This travel insurance policy includes the Enduro/Adventure Riding Guided Tours in Europe only.
6. Do I need to have a motorcycle License?
You must hold the appropriate UK Driving License for the CC bike you will be riding.
7. Is there an age limit for this policy?
Our policies will cover individuals up to 65 years of age. We can cover up to 75 years of age. Please call us for a quote.
8. Is the motorcycle covered?
No, this policy does not include any cover in relation to the motorcycle itself.
9. Is personal Liability covered on this policy?
No, we do not offer any personal liability on our Policies; you would need to speak to the tour organiser/operator to see if they have this in place.
10. Do I have to wear a helmet and appropriate safety gear for the cover to be valid?
Yes, in order for the policy to be valid, you must be wearing a helmet/safety gear at all times.
11. I have a pre-existing medical condition, can I still take this cover?
We cover some medical conditions as part of our accepted medical condition list on pages 8/9 of the Policy Wording.
If you have a medical condition which is not included, you can find cover here via Adventures.
12. Does this insurance cover me for competitive riding, racing, or stunts?
No, this policy is not designed for competitive motorcycling, including racing, nor any stunts performed.
What to expect on an Adventure/Enduro riding Guided Tour?
Before the Tour:
Pre-Tour Briefing:
Expect a detailed briefing covering the itinerary, safety procedures, riding rules, and local customs.
This is your chance to ask questions and clarify any concerns.
Motorcycle and Gear Check:
You'll likely be provided with a well-maintained enduro or adventure motorcycle, or you may bring your own.
A thorough check of your motorcycle and gear is crucial before setting off.
Some tours may assess your riding skills to ensure you're matched with appropriate terrain and group members.
During the Tour:
Guided Riding:
Experienced local guides will lead you along pre-planned routes, navigating challenging terrain.
Expect varying terrain, including trails, gravel roads, single-track, and sometimes paved roads.
Daily Rides:
Daily riding sessions will vary in length and difficulty, depending on the tour's itinerary.
Expect long days in the saddle, especially on adventure tours.
Accommodation and Meals:
Tours typically include accommodation, ranging from comfortable hotels to rustic lodges or campsites.
Meals are often included, providing a taste of local cuisine.
Support Vehicles:
Support vehicles often accompany the group, carrying luggage, spare parts, and providing technical assistance.
Technical Challenges:
Expect challenging terrain that will test your riding skills.
Be prepared for obstacles such as rocks, roots, steep inclines, and water crossings.
Cultural Immersion:
Many tours offer opportunities to experience local cultures, visit villages, and interact with residents.
Weather Conditions:
Be prepared for varying weather conditions, including heat, rain, and cold.
Pack appropriate clothing and gear.
Group Dynamics:
You'll be riding with a group of fellow enthusiasts, fostering camaraderie and shared experiences.
Expect to have people of varying skill levels in your group.
Rest Stops:
Regular rest stops are included to allow for hydration, snacks, and brief breaks.
Where can you go on an Adventure/Enduro Motorcycling Guided Tours holiday in Europe?
Spain (Andalusia, Malaga, Catalonia, Pyrenees):
Terrain: Spain is a very popular enduro destination with a wide range of surfaces:
Rocky riverbeds.
Steep mountain climbs with technical sections.
Wild descents.
Forest tracks, dusty trails, and winding goat tracks.
Open plains and vast, unbroken landscapes.
Chalky trails (North Kent Downs, if considering the UK).
Find a Tour in Spain:
Croatia:
Terrain: Croatia offers a striking contrast of landscapes, moving from the Adriatic coast to rugged inland areas. You'll find:
Coastal & Island Trails: Rocky paths descending to the sea, dirt and stone tracks on islands like Pag, offering "lunar landscapes" and Mediterranean scrub.
Istria: Hilly terrain with a perfect ratio of various land types, drained streams, wetlands, and forests; includes challenging extreme rides, blue dunes, valleys, and river crossings.
Lika: Known for extreme enduro, featuring steep, long climbs through beautiful forests, often with non-sticky mud and fewer stones.
Dalmatian Hinterland (around Dubrovnik): Surrounded by hills and mountains, with routes through picturesque vineyards, fragrant pine forests, and wide fields, leading up to borders with Montenegro and Bosnia.
Mountainous Regions (e.g., Velebit, Biokovo): Offer long climbs, technical single trails, rocky sections, and panoramic views.
Find a Tour in Croatia:
Romania:
Terrain: Often hailed as the "Land of Enduro," Romania offers incredibly diverse and unrestricted riding. You'll find:
Dense Transylvanian woods with technical single tracks.
Fast forest roads.
Steep uphills and downhills.
River crossings and streams.
Mountain tracks (some used by shepherds).
Strategic military roads and wide-open grass country roads.
Find a Tour in Romania:
Bulgaria:
Terrain: Bulgaria is often called "Europe's Last Wild Playground" for enduro, known for extensive, often unrestricted riding. Expect
Rhodope Mountains: Mystical, with sandy soil (good even when wet), high peaks, dense forests, and stunning views.
Balkan Range (Stara Planina): Features steep rocky climbs, forest switchbacks, rivers, and extensive dirt trails.
Rila & Pirin Mountains: Alpine relief, technical trails, and breathtaking vistas, especially in the foothills and near national park borders.
Sredna Gora: Untamed deciduous forests with soft soil, ideal for less fatiguing long rides.
Forests & Woodlands: Abundant dense forests provide technical single tracks, fast forest roads, and muddy sections.
River Crossings: Numerous routes include challenging riverbeds, streams, and water basins.
Open Plains & Plateaus: Expansive grass country roads and open areas for faster, flowing riding.
Historical Trails: Ancient Roman roads and paths offer unique riding experiences.
Find a Tour in Bulgaria:
Portugal:
Terrain: Known for its epic trails. You can expect:
Diverse landscapes, including mountainous regions, coastal trails, and perhaps some sandy sections.
Find a Tour in Portugal:
France (Alps & other Regions):
Terrain: France provides varied landscapes for enduro:
Morvan: Lush forests, rocky trails, and rolling hills, with 99% off-road riding.
Alps: Dramatic mountain landscapes with steep climbs, rocky paths, and forested areas.
Lozère: Diverse and rugged terrain, from technical forest trails to rocky climbs and open plateaus.
Find a Tour in France:
Enduro Holidays (Morvan, Alps, Lozère)
