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Mountain Biking Travel Insurance
If you are planning a trip abroad and participating in Mountain Biking, it is a good idea to have a Travel Insurance policy before you leave. You must wear a helmet at all times. Only casual or off-road but not endurance. No, you are downhill, freeriding, four-cross, dirt jumping, trials, stunting or racing. To contact us by telephone or email, 0800 043 0020 /…
If you are planning a trip abroad and participating in Mountain Biking, it is a good idea to have a Travel Insurance policy before you leave.
You must wear a helmet at all times. Only casual or off-road but not endurance. No, you are downhill, freeriding, four-cross, dirt jumping, trials, stunting or racing.
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payables vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Mountain Biking
Mountain Biking can be done everywhere as long as unpaved roads exist. In certain places, Mountain Biking tracks are even specifically constructed for off-road Mountain Biking.
In some mountainous regions, mountain slopes used for Snowboarding and Skiing in winter are set up as Mountain Biking trails in summer. Mountain Biking trails are found in forests, mountain slopes, fields, and deserts.
Mountain Biking is sometimes done in relatively remote areas; it is vital to know how to fix a punctured tyre, to have basic bicycle maintenance knowledge, and to carry sufficient water and high-energy foods.
Common Injuries
As a sport with speed and risk as one of its attractions, there is always a chance that a rider incurs a severe injury while hitting the trails.
Therefore, it is essential that the proper precautions are taken and that riders always wear the right protective equipment, which includes a helmet.
The most common injuries occur when mountain bikers fall off their bike's speed, either to the side or over the handlebars.
Contusions, abrasions and lacerations are among the most likely injuries, as are dislocated limbs and bone fractures, especially when the collar bone is vulnerable.
The severity of an injury usually depends on the speed and weight of the mountain biker (female riders are more likely to fall over their handlebars than men because they are lighter, thus sustaining more severe injuries) and the type of trail they are riding on.
Pre-Existing Medical Conditions
If you have pre-existing medical conditions and plan to participate in Mountain Biking whilst travelling abroad, we can provide you with a policy.
Our provider (Adventures) can offer travel insurance if you have a pre-existing medical condition.
