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Learning Difficulties Travel Insurance
If you are travelling abroad and have Learning Difficulties, you should ensure a Travel Insurance policy before your departure. Learning Disability is covered as standard. There are no health questions for Learning Difficulties to answer as long as: You have not cancelled or curtailed a trip in the last five years due to Learning Difficulties. You have not been…
If you are travelling abroad and have Learning Difficulties, you should ensure a Travel Insurance policy before your departure.
Learning Disability is covered as standard.
There are no health questions for Learning Difficulties to answer as long as:
- You have not cancelled or curtailed a trip in the last five years due to Learning Difficulties.
- You have not been referred to a specialist due to worsening or destabilising your learning difficulty in the previous 12 months.
- You have never had any hospital admissions with this condition.
- You are not on a waiting list for treatment for learning difficulties.
- You are not awaiting the results of any tests or investigations into this condition.
Please Note: If the above statement and restrictions do not apply to you or you have any other medical conditions, you can get a quote and policy by following this link:
Contact us by telephone at 0800 043 0020 / 01273 092 757.
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Personal Liability | - | £2,000,000 | £2,000,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payables vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
Before You Travel
- Choose the correct accommodation. Opt for places that prioritise accessibility and cater for your specific needs. Research hotels, rentals or resorts that offer accessible rooms and staff training to assist individuals with a learning disability.
- Use pictures, symbols, or simple text to create a visual itinerary for each day. This will help you stay organised and reduce anxiety about what to expect.
- Inform airlines, train companies and tour operators about your learning disability.
- Connect with online forums for people with learning disabilities. They can provide invaluable tips, resources and destination recommendations.
Whilst Travelling
- Try to stick to familiar routines, such as regular meals and sleep patterns. This can help create a sense of stability and reduce stress.
- Schedule request breaks to avoid feeling overwhelmed.
- Use simple language to communicate your needs to travel companions, accommodation staff or locals.
More Tips
- Opt for off-peak seasons or less crowded destinations for a more relaxed and manageable experience.
- Travelling with a supportive friend, family member, or professional travel buddy can provide invaluable assistance and companionship throughout the trip.
The term "learning disability" encompasses a full range of conditions. It is crucial to tailor these strategies to your specific needs and preferences.
