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HIV Travel Insurance
If you have been diagnosed with HIV, you should get a Travel Insurance policy in place before the beginning of your trip.
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
Summary of Cover
| Section & Cover | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Cancellation or Curtailment | - | £2,000 | £5,000 | |
| Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
| Personal Liability | - | £2,000,000 | £2,000,000 | |
| Personal Possessions | - | £2,000 | £3,000 | |
| Personal Money | - | £400 | £400 | |
| Delayed Departure | - | £100 | £100 | |
| Missed Departure | - | £500 | £500 | |
| Legal Expenses | - | £25,000 | £25,000 | |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
| Overseas Return Quarantine | Included | Included | Included | |
| Medical Excess* | £500 | £150 | Nil | |
| Standard Excess* | £100 | £75 | Nil |
*Excess payables vary depending on the claim benefit.
JS Travel Insurance has partnered with Goodtogoinsurance.com to provide this insurance covering HIV. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Medical Questions
When obtaining a quote for Travel Insurance to cover this condition, you will be asked several questions. These will include:
- Have you started a new antiviral drug in the last three months, or is a new one planned?
- What is your latest CD4 count?
- You have been on antiviral treatment for over three months; what is your latest viral load?
- Have you been advised to start antiviral treatment but chosen not to?
Travel Advice
If you plan a trip, you should ensure you are well enough to travel. Consult your Doctor before your holiday and follow any advice they may have.
Some countries you travel to may require you to receive vaccinations, but this is not recommended due to the suppressed state of the immune system.
Ensure you bring enough Medication for the length of your trip and some extra in case of delays. Carry it in your hand luggage in case it gets lost.
