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Hip Replacement Travel Insurance
Suppose you have had any Hip Replacement surgery or resurfacing or are awaiting any surgery or resurfacing. In that case, you must have a Travel Insurance policy before starting your trip.
To contact us by telephone, 0800 043 0020 / 01273 092 757.
- Summary of Cover
- Medical Questions
- Hip Replacement Surgery
- General Guidelines After a Hip Replacement
- Useful Website
Summary of Cover
| Section & Cover | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Cancellation or Curtailment | - | £2,000 | £5,000 | |
| Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
| Personal Liability | - | £2,000,000 | £2,000,000 | |
| Personal Possessions | - | £2,000 | £3,000 | |
| Personal Money | - | £400 | £400 | |
| Delayed Departure | - | £100 | £100 | |
| Missed Departure | - | £500 | £500 | |
| Legal Expenses | - | £25,000 | £25,000 | |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
| Overseas Return Quarantine | Included | Included | Included | |
| Medical Excess* | £500 | £150 | Nil | |
| Standard Excess* | £100 | £75 | Nil |
*Excess payables vary depending on the claim benefit.
JS Travel Insurance has partnered with Goodtogoinsurance.com to provide this travel insurance coverage for hip Replacements. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Medical Questions
Questions you may be asked when seeking Travel Insurance after a Hip Replacement include the following:
- Why was the joint replacement or resurfacing performed?
- How many joint replacement or joint resurfacing operations have you had?
- Do you currently use any mobility aids because of your common problem?
- Are you waiting for further joint replacement surgery?
- Has your joint replacement ever dislocated?
- Have you needed any treatment for back or neck problems?
- How many unplanned hospital admissions have you had for this condition in the last year?
- How many medicines do you take for this condition?
Hip Replacement Surgery
This is done in cases where hip injuries cause chronic pain and limited mobility. These include:
- Osteoarthritis
- Osteoporosis
- Rheumatoid arthritis
- Septic arthritis
- Femur fracture
- Paget's disease
- Bone tumours
The procedure involves replacing the ball at the top of the Femur (thigh bone) that fits into the pelvis socket. Most people with Hip Replacement surgery go on to have vastly improved mobility and are pain-free. There are, however, some complications that can arise. These include:
- Dislocated
- Osteolysis
- Metal sensitivity
- Nerve palsy
- Chronic pain
- Metal toxicity
- Leg length inequality
Beware that your Hip Replacement may set off metal detectors at some Airports, so it is advisable to contact your airline before you plan a trip.
General Guidelines After a Hip Replacement
- Wait at least 5 weeks before travelling. This will give your hip time to heal and reduce your risk of DVT.
- Talk to your Doctor. They can advise you on whether it is safe to travel and what precautions you need to take.
- Consider a short trip first. If you are planning a long trip, it might be wise to start with a shorter one to see how you feel.
- Book an aisle seat. This will give you more legroom and make it easier to get up and move around.
- Wear compression stockings. These will help improve circulation in your legs and reduce any risk of DVT.
- Get up and move around every few hours. Walk up and down the aisle or do some exercises in your seat.
- Drink plenty of fluids. This will help to prevent dehydration, which can increase your risk of DVT.
- Avoid alcohol. Alcohol can dehydrate you and make it more difficult to move around.
Useful Website
Hip Replacement Health Information
