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Heart Bypass Travel Insurance
If you have had a Heart Bypass and are planning a trip, you should have a Travel Insurance policy before travelling.
In most cases, we can only offer Single Trip cover for those with a Heart Bypass.
It is possible to get an Annual Multi-Trip policy depending on the answers to the medical questions and where you travel.
Contact us by telephone at 0800 043 0020 / 01273 092 757.
Summary of Cover
| Section & Cover | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Cancellation or Curtailment | - | £2,000 | £5,000 | |
| Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
| Personal Liability | - | £2,000,000 | £2,000,000 | |
| Personal Possessions | - | £2,000 | £3,000 | |
| Personal Money | - | £400 | £400 | |
| Delayed Departure | - | £100 | £100 | |
| Missed Departure | - | £500 | £500 | |
| Legal Expenses | - | £25,000 | £25,000 | |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
| Overseas Return Quarantine | Included | Included | Included | |
| Medical Excess* | £500 | £150 | Nil | |
| Standard Excess* | £100 | £75 | Nil |
*Excess payables vary depending on the claim benefit.
JS Travel Insurance has partnered with Goodtogoinsurance.com to provide this Travel Insurance that covers a Heart Bypass. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Medical Questions
When getting a Travel Insurance quote, you will be asked several questions to ensure you get the correct section. These will include:
- Have you ever been a smoker?
- How long ago was your most recent procedure?
- Did you suffer a Heart Attack at any time before your most recent heart procedure?
- Have you had a Heart Attack at any time after your most recent heart procedure?
- Have you ever had any symptoms of Angina (e.g. chest pain, tightness) since your last system?
- Can you always walk 200 yards on the flat without shortness of breath?
- Have you been advised to take Medication for High Blood Pressure?
- Have you been advised to take Medication to lower your Cholesterol?
Travel Advice
Usually, air travel does not pose a risk to someone who suffers from Heart Disease or has had a Heart Bypass.
No evidence has been found to suggest that air travel may interfere with a Pacemaker.
The usual period that you must wait before flying after a Heart Bypass is three weeks.
Complications such as Angina or an unstable condition will mean that it will be a long wait before you are safe to fly.
There are some things to consider if you are planning a holiday abroad after Heart Bypass surgery.
- Do not travel if you are in an unstable condition.
- Check with your physician before planning a holiday to ensure you are well enough to travel.
- Carry enough Medication to last the trip, plus extras in case of delays or emergencies.
- If you are travelling with someone, divide your Medication between you if a bag gets lost.
- Carry Medication in your hand luggage.
- Check the airline's policy on carrying Medication during the flight.
- Carry a recent prescription and a letter from your doctor describing your condition.
- Carry a list of emergency contact numbers on you.
- Do not travel to areas with climate extremes that could pressure your heart excessively.
- Plan a relaxing holiday that will not require you to over-exert yourself.
- Do not do any strenuous activities on holiday that you are not already doing in your daily life.
- Check where the nearest hospital(s) or clinics are to where you are going.
- Make a checklist of your medicines (including the brand name and generic name) and the terms of drugs that are commonly used for the condition.
- To avoid unnecessary stress, plan your route, make travel arrangements in advance, and allow plenty of time to travel.
- Avoid carrying too much by using a suitcase or bags with wheels.
- If you have a Pacemaker or Implantable Cardioverter Defibrillator (ICD), tell airport security staff as it may set off the metal detector.
- Bring the identification card for your device with you and ask to be hand-searched or checked with a handheld metal detector, which should not be placed directly over it.
