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Golf Travel Insurance

JS Travel Insurance provides Golf Travel Insurance coverage as Standard at no extra premium if you are playing multiple rounds on a golf holiday or fancy a one-off golfing while on your holiday.  To get a quote by telephone or email, contact us at 0800 043 0020 / 01273 092 757

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JS Travel Insurance provides Golf Travel Insurance coverage as Standard at no extra premium if you are playing multiple rounds on a golf holiday or fancy a one-off golfing while on your holiday. 

To get a quote by telephone or email, contact us at 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover (per person)

Section & Cover Silver Gold Platinum
Emergency Medical and Repatriation* £5,000,000 £5,000,000 £5,000,000
Cancellation or Curtailment* - £3,000 £7,500
Personal Baggage* £500 £2,500 £3,500
Activity Equipment £1,500 £1,500 £1,500
Valuables* £250 £250 £500
Loss of Passport* - £300 £500
Travel Delay - £300 £1,000
Trip Abandonment* - £3,000 £7,500
Missed Departure / Connection - £500 £500
Legal Expenses* - £25,000 £50,000

*Excess payables vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Golf Travel Insurance FAQs

1. Why do I need to get specific Golf Travel Insurance Cover?

Golf is not a risky activity we know, and it is commonly asked why you would need to have a specific Travel Insurance policy for Golf; this is why:

Medical Cover: If you are injured on the course, be that by your travel companions or by a fellow Golfer and need Emergency Medical attention, then you will be covered under the Medical and Repatriation Expenses up to £5m 

Cancellation: If you get sick or injured before the trip and cannot travel, you will be covered for pre-paid accommodation or flights. 

Activity Equipment Cover: If your Golf Clubs are accidentally damaged, lost or stolen in transit, you are covered for activity equipment. 

Golf is Standard with all our travel insurance policies at no extra premium.

2. I'm going on a golfing holiday for the sole purpose of my trip. Is this covered?

Yes, we cover Golf as the sole purpose of your trip, so you can play as many rounds as you like during your time away.

3. Am I covered if I get sick or injured before my golf holiday and need to cancel my trip?

Yes, as mentioned above, if you or a close family member falls sick or gets injured before your golf holiday and you can no longer travel, there is a cancellation for any pre-paid accommodation or flights. 

On the Gold it's up to £3,000 and on the Platinum it's up to £7,500

4. Are my Golf Clubs covered by this policy?

We know a good set of golf clubs doesn't come cheap these days, starting at around £200 plus, we cover any owned activity equipment up to £1,500 (single article/pair/set limit of £750) for accidental damage, loss, or theft in transit or locked storage.

Please note this is subject to Terms and Conditions under the Wear, Tear and Descprication; see in the Policy Wording.

5. Am I covered if the holiday provider cancels my golf holiday? 

Unfortunately, our policies are not set up for this eventuality; you must deal with the Golf Holiday Provider to rearrange or refund your golf holiday costs.

6. How am I covered if I get injured on the golf course and need medical attention?

Although Golf is a relatively low-risk activity, there are still hazards on the course, whether golf carts, other players around you, or you trip over a bunker or yardage sign.

Our policies include medical and repatriating up to £5m to the UK.

7. I go on multiple leisure trips yearly, including a golf holiday. Is there an annual option?

Yes, I travel multiple times a year for leisure and Golf. Getting an Annual Multi-Trip Policy may be a good idea; this includes trips in the UK, and our policies have a 31-day maximum trip length with unlimited golf days during that period.

8. Does this policy cover me for Golf Tournaments? 

This policy doesn't include coverage for Golf Pro-Ams or Amateur Competitions. However, our provider, Adventures, can cover this, and they can do so professionally.

9. Is there any Hole In One cover on this policy? 

Unfortunately, our policies are not set up to offer a Hole in One benefit; however, you should buy your friends a beer in the bar to celebrate!

3 Facts about Hole-in-One:

  • The odds of a Hole-In-One are 12,500 to 1 (Amateur Golfer) and 2,500 to 1 ( Professional Golfer) 

  • The Average Golfer will only make 1 Hole-In-One in their whole lifetime.

  • Hole-In-Ones are more common on Par three holes and days when winds are calm and greens are soft

10. Am I covered for Personal Liability if I damage someone's property whilst playing Golf? 

This policy does NOT cover any Personal Liability, be that if you injure or damage another golfer or a golf cart.

Top Golf Resorts in Europe

Golf holidays are becoming increasingly popular, and many of the most popular Resorts now provide Golfing holidays. Here are the top 10 Golf Resorts to play at in the UK, Portugal, Spain and Italy

Resort Par Yardage Country
East Sussex National 72 7081 England
The Belfry 72 7204 England
St Andrews 72 6721 Scotland
Portmarnock Hotel & Golf Links 73 6090 Northern Ireland
Praia D'El Rey Resort 73 7100 Portugal
Penha Longa Resort 72 5944 Portugal
La Cala Golf Resort 72 6009 Spain
La Manga Golf Resort 72 8818 Spain
Verdura Golf & Spa Resort 72 6692 Italy
Toscana Resort Castelfalfi 72 6948 Italy

If you fancy a long-haul flight, the USA has some of the best courses in the world; venturing abroad to play the sport will mean you can experience different approaches, great weather and fantastic views.

Travelling with your Golf Clubs

If you're going on a Golfing Holiday, you're taking your clubs, no doubt! Before you travel, you should check out the airline policies, fees and requirements; we have listed a few airline policies below: 

British Airways: Your golf clubs must be checked in as Luggage with a fee of £70 within Europe and £150 for intercontinental flights. 

They must be packed in a sturdy or hard-cased bag and labelled as "Golf Clubs." 

You must not exceed the following dimensions: 190 x 75 x 65cm - Max Weight: 23 kg

EasyJet: Like British Airways, your clubs must be checked in as Luggage; a fee of £40 applies for round-trip flights.

They must be packed in a sturdy or hard-cased bag and labelled as "Golf Clubs." 

You must not exceed the following dimensions: 158 x 36 x 45cm - Max Weight: 20 kg

Ryanair: all the same policies as the above airlines remain the same for Ryan Air; the fee is €40 for round-trip flights.

You must not exceed the following dimensions: 158 x 36 x 45 cm—max Weight: 20 kg.

Top 5 tips for avoiding damage/loss to your golf clubs when flying: 

  1. Don't buy a cheap golf luggage bag; these tend to be made of thin material and offer no protection against your club, and if the material splits, you could lose a club or two. Invest in a solid, rugged-cased golf luggage bag like a Longridge Hard Golf Bag.

  2. Mind the heads on your golf clubs; if you damage one, you lose an iron, wood or putter to play with. Most newer clubs allow you to remove the heads easily, and you can pack these in a pocket of your bag; there are services in the resort to reassemble them.

  3. Bubble Wrap your heads if you don't want to remove them, which will add some protection to them. 

  4. Invest in a luggage tracker to locate your bag once you have landed, be it an Apple Airtag or Tile Tracker

  5. Take detailed pictures of your clubs before you travel so you have evidence if any damages occur during travel. 

Golf Cover Including Pre-Existing Medical Conditions

If you have pre-existing medical conditions and plan to participate in Golf, we can provide you with a policy. 

We have several providers who can offer travel insurance, including Golf if you have a pre-existing medical condition.

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