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Disability Travel Insurance
When purchasing a policy for your trip abroad, it is essential to notify your travel insurance provider if you have any disabilities.
In a standard policy, there are exclusions regarding Disability coverage or coverage for Mobility Aids, such as wheelchairs, walking frames, walking sticks or crutches.
It covers stolen, lost or destroyed items and the cost of hiring essential equipment for damaged or delayed Mobility Aids (up to £2,500).
Our policy will also cover the repair cost for damage to a Mobility Aid caused whilst on your trip.
Contact us by telephone or email at 0800 043 0020 / 01273 092 757.
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Cancellation or Curtailment | - | £2,000 | £5,000 | |
| Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
| Personal Liability | - | £2,000,000 | £2,000,000 | |
| Personal Possessions | - | £2,000 | £3,000 | |
| Mobility Aids | £2,500 | £2,500 | £2,500 | |
| Personal Money | - | £400 | £400 | |
| Delayed Departure | - | £100 | £100 | |
| Missed Departure | - | £500 | £500 | |
| Legal Expenses | - | £25,000 | £25,000 | |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
| Overseas Return Quarantine | Included | Included | Included | |
| Medical Excess* | £500 | £150 | Nil | |
| Standard Excess* | £100 | £75 | Nil |
*Excess payables vary depending on the claim benefit.
JS Travel Insurance has partnered with Goodtogoinsurance.com to provide this Travel Insurance that covers a Disability. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Travel Plans with a Disability
When planning a trip, it would still be a good idea to contact Travel Terminals in advance to find out about their Disability Access, notably Train Stations. Train Companies should also be informed in advance if you require wheelchair access.
Airlines should also be informed in advance of your wheelchair access requirements. You and the Airline must reserve seating at the front of the plane for easy access and reduced risk in an emergency.
Most Airports are fully wheelchair accessible and provide transportation around the airport for travellers requiring it. Most Airlines also allow carry-on walking sticks and canes for your flight, but check this before boarding.
Make sure you research Accommodation thoroughly. Whether you are mobility impaired or have sight problems, it is a good idea to find a Hotel with lifts, escalators and a few steps and stairs.
Ask if there is any way you can have a room on the ground or first floor for ease of access. Many Hotels will have rooms specially fitted out with bars, handles, and panic alarms in case of distress.
Useful Websites
Disability - Government Information
