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Cruise Travel Insurance

If you are planning a trip on a cruise ship. In that case, there are some advantages to purchasing a travel insurance policy before you leave, such as cancellation coverage if you or a member of your family are unwell and you need to cancel the cruise before your departure date. You can opt for a

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If you are planning a trip on a cruise ship. In that case, there are some advantages to purchasing a travel insurance policy before you leave, such as cancellation coverage if you or a member of your family are unwell and you need to cancel the cruise before your departure date.

You can opt for a Cruise Insurance Cover policy to provide extra protection, for example, compensation for cabin confinement (if you are taken ill on board).

If you have the good fortune to cruise The Mediterranean, The Caribbean, or even Round the World Cruise, you should ensure you have the right cruise insurance policy. A standard policy may not provide sufficient cover for your Cruise.

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover (per person)

Section & Cover Silver Gold Platinum
Emergency Medical and Repatriation* £5,000,000 £5,000,000 £5,000,000
Search and Rescue* £25,000 £50,000 £50,000
Personal Liability - £2,000,000 £2,000,000
Cancellation or Curtailment* - £3,000 £7,500
Personal Baggage* £500 £2,500 £3,500
Activity Equipment £1,500 £1,500 £1,500
Valuables* £250 £250 £500
Loss of Passport* - £300 £500
Travel Delay - £300 £1,000
Trip Abandonment* - £3,000 £7,500
Missed Departure / Connection - £500 £500
Legal Expenses* - £25,000 £50,000

*Excesspayabless vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Travelling on a Cruise

  • Choose the right cruise line and itinerary. Some lines cater specifically to couples, with adult areas, romantic dining options, and spa packages. When choosing an itinerary, consider your interests and destinations.
  • A private balcony is a great way to enjoy quality time together and relax in your own space. You can also enjoy stunning sunsets and views of the ocean and the ports you visit.
  • Most cruise lines have formal evenings, so pack a few nice outfits. It is an excellent opportunity to dress up and enjoy the evening meals and entertainment.
  • Take advantage of the time at sea to relax and recharge. Enjoy all that the cruise offers. 
  • Pack plenty of gluten-free snacks and meals, especially for travel days and times when you cannot access safe food.

What is Cruise Cover?

We will provide coverage for you whilst you enjoy your Cruise to several parts of a continent or parts of the world, whether on a river cruise or cruise ship. We've covered you whether it lasts a week or even a year.

There are numerous Cruise Cover policies; the main variation is whether you keep it simple and opt for a low premium without the Cruise Extension Benefits (so that at least the Emergency Assistance Service knows you are on a cruise ship) or whether you go all out and opt for the Cruise Cover Extension Policy.

The very nature of a Cruise means that you will be visiting more than one country, so you must list all the countries you're visiting or ensure the Geographic Region you select covers all stops.

Traditionally, Cruises have been for the older generation, but they are now becoming popular with younger Couples and Families.

You might be interested in participating in Sports and Activities, such as Snorkelling, Scuba Diving or Kayaking.

Cruise Cover Extension Benefits

Cruise Cover Benefits
Cabin Confinement £1,000
 Missed Port Departure £500
Itinerary Change £100
Unused Excursions £750
Cruise Interruption £250

Cancellation Cover Top Up If the Cancellation Cover isn't sufficient for your Cruise, you can add up to an extra £50,000 (per person).

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Pre-Existing Medical Conditions

Our provider can offer travel insurance, including a cruise-specific cover if you have a pre-existing medical condition.

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Useful Websites

Celebrity Cruises

Cruise Critics

Pure Holidays Cruises

Trip Advisor


Travel Insurance Toolkit

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  • Covered by the Financial Services Compensation Scheme
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