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Arrhythmia Travel Insurance
You should purchase a Travel Insurance policy covering Arrhythmia before leaving home.
To contact us by telephone, 0800 043 0020 / 01273 092 757
- Summary of Cover
- Medical Questions
- Types of Arrhythmia
- Treatment for Arrhythmia
- Travel Advice
- Useful Website
Summary of Cover (per person)
| Section & Cover | Silver | Gold | Platinum | |
|---|---|---|---|---|
| Cancellation or Curtailment | - | £2,000 | £5,000 | |
| Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
| Personal Liability | - | £2,000,000 | £2,000,000 | |
| Personal Possessions | - | £2,000 | £3,000 | |
| Personal Money | - | £400 | £400 | |
| Delayed Departure | - | £100 | £100 | |
| Missed Departure | - | £500 | £500 | |
| Legal Expenses | - | £25,000 | £25,000 | |
| Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
| Overseas Return Quarantine | Included | Included | Included | |
| Medical Excess* | £500 | £150 | Nil | |
| Standard Excess* | £100 | £75 | Nil |
*Excess payables vary depending on the claim benefit.
JS Travel Insurance has partnered with Goodtogoinsurance.com to provide Arrhythmia with travel insurance coverage. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Medical Questions
When obtaining a quote for Travel Insurance to cover Arrhythmia, you will be asked several questions:
- Have you had an Ablation Procedure?
- How many unplanned hospital visits for your irregular heartbeat have you had in the last 12 months?
- Do you have any further investigation or treatment planned?
- Are you on medication to thin the blood (not including aspirin)?
- Has your heart rhythm ever caused collapses, faints or blackouts?
- Have you ever had Angina and a Heart Attack?
- Have you been prescribed any treatment for heart-related breathlessness or ankle swelling?
- Have you ever had a Stroke or a Mini Stroke (TIA)?
- Have you ever been a smoker?
Types of Arrhythmia
Atrial Fibrillation: The heart contracts at a very high rate and irregularly. This is the most common type of Arrhythmia.
Bradycardia: The heart beats irregularly or more slowly than normal
Ventricular Fibrillation: A rapid and disorganised rhythm of heartbeats.
Supraventricular Tachycardia: A heart rhythm disorder with periods of an abnormally fast heart rate.
Treatment for Arrhythmia
The most effective way to diagnose Arrhythmia is by having an Electrocardiogram, otherwise known as an ECG.
If the ECG is inconclusive or does not detect any abnormalities, you may need to take home a small portable recording device which you wear for up to 72 hours.
This is useful as it monitors your heartbeat constantly over 1 to 3 days, giving a more accurate account of your heart rhythm. In the case of Atrial Fibrillation, you may also need a chest x-ray and blood tests for further diagnosis.
Depending on which type of Arrhythmia condition you have, your doctor may advise surgery. There are five main types of procedures:
- Cardioversion - Using a controlled electric shock to your chest from a defibrillator to help restore your heart to its usual rhythm
- Implantable Cardioverter Defibrillator - Similar to a pacemaker
- Pacemaker - A small implantable device where electrical signals are sent from the pacemaker to your heart to stimulate it to beat at a specific rate
- Catheter Ablation Therapy involves Inserting a catheter into the heart via the groin. Heat or freezing treatment is then used to destroy the area causing the abnormal heart rhythm.
- Ablation of the AV node - A pacemaker is usually fitted before this procedure.
Travel Advice
Please ensure that you bring an adequate medication supply on your holiday. It is best to keep medication in hand luggage in case of flight delays and the chance of lost or delayed baggage.
Those fitted with a Pacemaker should carry their ID Cards as some devices with metal casings may set off detectors in Airports.
