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Already Departed Travel Insurance

You have packed your bags, and on the way to the airport or even when you arrive at your destination, you have forgotten to do something, and the paperwork is not in your luggage. Please Note: There are certain requirements such as that you must travel for at least 7 days, and you can take out a policy within 48 hours of your trip departure. You have no claims…

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You have packed your bags, and on the way to the airport or even when you arrive at your destination, you have forgotten to do something, and the paperwork is not in your luggage.

Please Note: There are certain requirements such as that you must travel for at least 7 days, and you can take out a policy within 48 hours of your trip departure. You have no claims pending and no known circumstances are likely to give rise to a claim.

To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk

Summary of Cover (per person)

Section & Cover Silver Gold Platinum
Emergency Medical and Repatriation* £5,000,000 £5,000,000 £5,000,000
Personal Liability - £2,000,000 £2,000,000
Cancellation or Curtailment* - £3,000 £7,500
Personal Baggage* £500 £2,500 £3,500
Activity Equipment £1,500 £1,500 £1,500
Valuables* £250 £250 £500
Loss of Passport* - £300 £500
Travel Delay - £300 £1,000
Trip Abandonment* - £3,000 £7,500
Missed Departure / Connection - £500 £500
Legal Expenses* - £25,000 £50,000

*Excess payables vary depending on the claim benefit.

Please read the Policy Wording for the complete list of Benefits.

Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.

Already Departed Travel Insurance FAQs

1. Can I get an Annual Multi-Trip policy if I have departed?

We cannot cover you on an Annual policy, only a Single Trip or Long Stay policy.

2. If I have a pre-existing medical condition, can I declare this if I have already departed on my trip?

Unfortunately, this policy excludes any pre-existing medical conditions you might have, so a claim for medical expenses due to a medical condition would not be valid.

4. If I have an accident whilst travelling abroad, can I get medical treatment and claim medical expenses?

Yes, this policy will cover you for any unforeseen accidents whilst abroad. However, as mentioned, your policy will only cover medical expenses after 24 hours since you purchased a policy with us.

 5. Can I include sports and activities in my purchased policy?

You can add sports and activities such as Cycling or Scuba Diving. Some sports and activities are covered as Standard

Our provider, Adventures, covers you if you are already abroad and want coverage for sports and activities. With this policy, you can only select Adventures Part A. Cover starts immediately after the travel insurance is issued. Please get in touch with us for a quote.

6. If I am a European Union Resident, can I purchase a travel insurance policy if I have departed my home country?

Yes, we can provide you with a policy, and all the terms and conditions are the same as those for UK residents.


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