Allergy Travel Insurance
We can provide you with a Travel Insurance policy if you have an Allergy for any trips you plan to take during the year.
To contact us by telephone, 0800 043 0020 / 01273 092 757.
- Summary of Cover
- Medical Questions
- Accepted Medical Condition
- Food Allergy
- Pollen Allergy
- Insect Bites
- Food Intolerance
- Useful Websites
Summary of Cover (per person)
Section & Cover | Silver | Gold | Platinum | |
---|---|---|---|---|
Cancellation or Curtailment | - | £2,000 | £5,000 | |
Medical Expenses and Repatriation | £10,000,000 | £10,000,000 | £10,000,000 | |
Personal Liability | - | £2,000,000 | £2,000,000 | |
Personal Possessions | - | £2,000 | £3,000 | |
Personal Money | - | £400 | £400 | |
Delayed Departure | - | £100 | £100 | |
Missed Departure | - | £500 | £500 | |
Legal Expenses | - | £25,000 | £25,000 | |
Scheduled Airline Failure | £1,500 | £1,500 | £1,500 | |
Overseas Return Quarantine | Included | Included | Included | |
Medical Excess* | £500 | £150 | Nil | |
Standard Excess* | £100 | £75 | Nil |
**Excess payables will depend on the claim benefit.
JS Travel Insurance has partnered with Goodtogoinsurance.com to provide this Travel Insurance that covers an Allergy. Goodtogoinsurance.com is a trading name of Ancile Insurance Group Limited, Registered Address: Kao Hockham Building, Edinburgh Way, Harlow, Essex, CM20 2NQ. Authorised and regulated by the Financial Conduct Authority - No. 471641.
Medical Questions
When obtaining a quote for Travel Insurance to cover an Allergy, you will be asked several medical questions:
- Are you at risk of life-threatening allergic reactions?
- Have you needed Hospital Treatment for this Allergy in the last two years?
Accepted Medical Condition
Some Allergies are covered as standard (including Rhinitis, Chronic Sinusitis, Eczema, Food Intolerance, and Hay Fever).
There are no health questions to ask as long as you have not been referred to a specialist due to worsening or destabilising your Allergies in the last 12 months.
You have never had any hospital admissions with the condition
You are not on a waiting list for treatment or surgery for this condition
You are not awaiting the results of any tests or investigations for this condition.
Food Allergy
If you suffer from a Food Allergy and plan to book a flight, it is essential to check the airline's policy regarding the food services available.
If you suffer from a peanut allergy, try to find an airline that does not serve complimentary peanuts. You can also request that you be served a nut-free snack.
When booking your trip, inform the Reservation Agent of your Allergy and ask them to tell other relevant personnel, such as the Flight Crew and Catering Staff, about it.
Carry with you your adrenaline, emergency plan, a letter from your Doctor stating your Allergy and medical requirements, and some form of Medical Identification.
Wipe down your seat to ensure that your skin does not come into contact with spilt foods or food particles that could cause a reaction.
When travelling, be conscious of the food you come into contact with and always inform any restaurant staff of your Allergy.
Check when ordering and when your food arrives that it is free of anything you may be allergic to. Carry a personal dietary card that translates your restrictions into the appropriate language.
Pollen Allergy
If you suffer from a Pollen Allergy, ensure you take your medication before leaving the country to keep your symptoms under control. If possible, stay inside during peak pollen times (usually between 10 am - 4 pm).
Insect Bites
If you are allergic to insect bites, try avoiding anything that will attract insects, such as flowers and plants.
Try to drink out of a glass instead of a can or bottle, as insects can hide in a can or bottle and sting your lips.
Avoid bright colours and wear long sleeves and trouser legs that cover your skin and protect you from potential stings and bites.
Food Intolerance
A Food Intolerance is different from a food or insect Allergy because a food intolerance only affects the digestive system and causes less severe symptoms, unlike a food allergy, which can be life-threatening.
Useful Websites
The National Institute for Health and Care Experience
How to Travel Abroad with a Nut Allergy