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Backpacker Travel Insurance
With us, Backpacker Travel Insurance is easy. Get a quote in minutes, buy online for instant cover, or call us for a quote. Our Backpacker Travel Insurance offers a cost-effective cover for backpackers and travellers making trips for up to 12 months. It is ideal for anyone planning an extended stay abroad, whether you've just graduated and taking a few months…
With us, Backpacker Travel Insurance is easy. Get a quote in minutes, buy online for instant cover, or call us for a quote.
Our Backpacker Travel Insurance offers a cost-effective cover for backpackers and travellers making trips for up to 12 months. It is ideal for anyone planning an extended stay abroad, whether you've just graduated and taking a few months off or have decided to take a break from Work.
If your trip is between 3 and 6 months in length, you can return home once for a maximum of 10 days during the booked trip. If your trip is 6 and 12 months in length, you can return home twice for a maximum of 3 weeks for each visit during the booked trip.
- Three Levels of Cover: Silver, Gold and Platinum
- Medical Expenses (up to £5m)
- Cancellation / Curtailment cover
- The Age Limit is 65 years of age
- Repatriation back to the United Kingdom or the Channel Islands
- Baggage and Valuables cover
- 24-Hour Multi-Lingual Emergency Assistance Telephone Number
- Add Winter Sports and Sports & Activities to your policy
To contact us by telephone or email, 0800 043 0020 / 01273 092 757 support@jsinsurance.co.uk
- Summary of Cover
- What is Backpacker Travel Insurance?
- Benefits of a Backpacker Policy
- Trips with no Pre-Booked Return Date
- Common Exclusions
- Make a Claim if you are Already Travelling
- Pre Existing Medical Conditions
- Useful Website
Levels of Cover (per person)
| Section & Cover | Silver | Gold | Platinum |
|---|---|---|---|
| Emergency Medical and Repatriation* | £5,000,000 | £5,000,000 | £5,000,000 |
| Search and Rescue* | £25,000 | £50,000 | £50,000 |
| Personal Liability | - | £2,000,000 | £2,000,000 |
| Cancellation or Curtailment* | - | £3,000 | £7,500 |
| Personal Baggage* | £500 | £2,500 | £3,500 |
| Activity Equipment | £1,500 | £1,500 | £1,500 |
| Valuables* | £250 | £250 | £500 |
| Loss of Passport* | - | £300 | £500 |
| Travel Delay | - | £300 | £1,000 |
| Trip Abandonment* | - | £3,000 | £7,500 |
| Missed Departure / Connection | - | £500 | £500 |
| Legal Expenses* | - | £25,000 | £50,000 |
*Excess payables vary depending on the claim benefit.
Please read the Policy Wording for the complete list of Benefits.
Healix Insurance Services Ltd, on behalf of Hamilton Insurance DAC, arranges this Travel Insurance policy for Jade Stanley Ltd. Healix Insurance Ltd is registered in England and Wales under No. 5484190 and authorised and regulated by the Financial Conduct Authority under No. 437248. Hamilton Insurance DAC is registered in Ireland No. 484148, authorised by the Central Bank of Ireland, and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority in connection with their UK branch. Jade Stanley Ltd is registered in England and Wales under No. 03570857 and authorised and regulated by the Financial Conduct Authority under No. 306205.
What is Backpacker Travel Insurance?
Travelling in Europe or around the world can be a great experience, and if you plan to visit one country or more than one country, you will need a policy before you leave home.
- We are travelling to more than one country or region.
- Travel covers up to 6 months.
- A range of Sports and Activities can be included.
Benefits of Backpacker Policy
The main benefit is that this type of policy can cover travel to more than one country or region without having to check with your insurer to see if the cap applies.
This policy offers you the chance to work part of the time you are away from home or for the months you have decided to travel. For example, this can include Manual Work.
This policy can provide various sports and activities that are popular with travellers, such as Cycling or Scuba Diving.
Trips with no Pre-Booked Return Date
Where a single trip of more than 4 months duration has been booked, cover can be provided even if a return ticket date has not been confirmed. The cover should be issued with an estimated end date and once the return ticket is booked, any change in the end date would need to be notified and accepted by us before the expiry of the original policy. No breaks in cover are permitted and there must be no claims made or pending and no known circumstances likely to rise to a claim at the time of the date change.
Common Exclusions
There are some exclusions to this type of policy.
For example, travel to countries experiencing civil unrest or in a war zone will not be covered.
You can check on the Foreign Office and the list of countries and areas which you should avoid travelling to.
Make a Claim if you are Already Travelling.
Contact Local Authorities: You might need to contact the police and another service to register a report, as some claims will need proof of the incident, such as a robbery or loss of valuables.
Contact your Travel Insurance Provider: We supply a 24-hour Emergency Assistance telephone number. You should contact them if you need medical treatment abroad.
Keep Receipts: The Travel Insurance policy provider will ask you when claiming evidence such as receipts, flight reservations, and accommodation invoices.
Pre Existing Medical Conditions
If you have a pre-existing medical condition, you would need this to be declared and included in your policy. We are partnered with Voyager Insurance, which can offer this for a Long Stay policy.
This policy will also cover European Residents.
Useful Website
Backpacker Guide and Information
