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Hazardous Activity Categories

Should you be participating in any hazardous activities listed below which require an additional premium, You must contact us on 0870 755 6101 or email us at using the contact us page

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  • All participation must be on an amateur basis
  • All appropriate and recognised safety equipment and training to be utilised.
  • Payment of additional premium is based on the duration of trip.
Activity NameCoveredAdditional Premium
SafariY0%
SailingY0%
Sand boardingY0%
Sand dune surfing/skiingY0%
Sand yachtingY0%
Scuba diving to 18 metresY0%
Scuba diving to 30 metresY50%
Scuba diving to 40 metresY100%
ShootingY0%
SkateboardingY0%
Skating (blade)Y0%
Ski - big footY0%
Ski - bladingY0%
Ski - dooingY50%
Ski boardingY0%
Ski run walkingY0%
SkiingY0%
Skiing - cross countryY100%
Skiing - monoY0%
Skiing nordicY100%
SledgingY0%
Sledging/tobogganingY0%
Small bore target shooting Y0%
SnorkellingY0%
Snow bikingY50%
Snow bladingY0%
Snow boardingY0%
Snow bobbingY50%
Snow cartingY50%
Snow mobilingY50%
Snow scootingY50%
Snow shoe walkingY0%
Snow tubingY0%
SoftballY0%
Spear fishing (without tanks)Y0%
Speed sailingY0%
SquashY0%
Students working as counsellors or university exchanges for practical course workY0%
Superintendant of manual workY25%
SurfingY0%
SwimmingY0%
Swimming with dolphinsY0%
Swimming/bathing with elephantsY0%
Sydney harbour bridge (walking across roped together)Y0%