Authorised and Regulated by the Financial Services Authority.
Should you be participating in any hazardous activities listed below which require an additional premium, You must contact us on 0870 755 6101 or email us at using the contact us page
| Activity Name | Covered | Additional Premium |
|---|---|---|
| Safari | Y | 0% |
| Sailing | Y | 0% |
| Sand boarding | Y | 0% |
| Sand dune surfing/skiing | Y | 0% |
| Sand yachting | Y | 0% |
| Scuba diving to 18 metres | Y | 0% |
| Scuba diving to 30 metres | Y | 50% |
| Scuba diving to 40 metres | Y | 100% |
| Shooting | Y | 0% |
| Skateboarding | Y | 0% |
| Skating (blade) | Y | 0% |
| Ski - big foot | Y | 0% |
| Ski - blading | Y | 0% |
| Ski - dooing | Y | 50% |
| Ski boarding | Y | 0% |
| Ski run walking | Y | 0% |
| Skiing | Y | 0% |
| Skiing - cross country | Y | 100% |
| Skiing - mono | Y | 0% |
| Skiing nordic | Y | 100% |
| Sledging | Y | 0% |
| Sledging/tobogganing | Y | 0% |
| Small bore target shooting | Y | 0% |
| Snorkelling | Y | 0% |
| Snow biking | Y | 50% |
| Snow blading | Y | 0% |
| Snow boarding | Y | 0% |
| Snow bobbing | Y | 50% |
| Snow carting | Y | 50% |
| Snow mobiling | Y | 50% |
| Snow scooting | Y | 50% |
| Snow shoe walking | Y | 0% |
| Snow tubing | Y | 0% |
| Softball | Y | 0% |
| Spear fishing (without tanks) | Y | 0% |
| Speed sailing | Y | 0% |
| Squash | Y | 0% |
| Students working as counsellors or university exchanges for practical course work | Y | 0% |
| Superintendant of manual work | Y | 25% |
| Surfing | Y | 0% |
| Swimming | Y | 0% |
| Swimming with dolphins | Y | 0% |
| Swimming/bathing with elephants | Y | 0% |
| Sydney harbour bridge (walking across roped together) | Y | 0% |